Expert Medicare Guidance,
Enrollment and
Education
at Your Fingertips
Discover personalized Medicare services designed to help you access the right plans, simplify the enrollment process, and gain the education you need to make informed decisions. Franklin Knows connects you with licensed agents who offer expert assistance every step of the way.
Medicare Access Consultation
Get Personal Guidance to Explore Medicare Plans
Navigating Medicare can be overwhelming, but with our personalized access consultations, we’ll connect you with a licensed Medicare agent who can help you explore your options based on your healthcare needs. Our agents provide information about Medicare Advantage, Medicare Supplements, and Part D options, ensuring you have all the details to make an informed decision.
Enrollment Assistance
Enroll in the Best Medicare Plan with Expert Help
Ready to enroll in Medicare but unsure where to begin? Franklin Knows connects you with a licensed Medicare agent who can walk you through the entire enrollment process, ensuring you’re fully prepared and informed. We make Medicare enrollment simple, guiding you every step of the way, so you’re never left guessing.
Medicare Education
Learn Everything You Need to Know About Medicare
Don’t make Medicare decisions without all the facts. With our comprehensive education services, you’ll be connected with an experienced Medicare agent who can answer your questions and provide the information you need to make an informed choice. Learn about Parts A, B, C, and D, supplemental insurance options, and more—so you feel confident in your Medicare decisions.
FAQ
What is Medicare, and who is eligible for it?
Medicare is a federal health insurance program primarily for people aged 65 or older. You may also qualify if you are under 65 with certain disabilities or conditions like End-Stage Renal Disease.
What are the different parts of Medicare?
- Part A: Hospital Insurance
- Part B: Medical Insurance
- Part C (Medicare Advantage): All-in-one plans that include Parts A and B, and often Part D.
- Part D: Prescription Drug Coverage.
When can I enroll in Medicare?
You can enroll during your Initial Enrollment Period (IEP), which starts three months before your 65th birthday, includes your birthday month, and ends three months after. There are also Special Enrollment Periods (SEP) and the Annual Enrollment Period (AEP) from October 15 to December 7.
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare (Parts A and B) covers hospital and medical services but doesn’t include prescription drugs, dental, or vision care. Medicare Advantage (Part C) plans are offered by private companies and may include additional benefits like drug coverage, dental, and vision, with a network of providers.
How much does Medicare cost?
The costs vary depending on the coverage you choose. Part A is usually premium-free if you’ve worked and paid Medicare taxes. Part B has a monthly premium, as do most Part C (Medicare Advantage) and Part D plans. You may also have deductibles, copayments, and coinsurance.
Do I need a Medicare Supplement (Medigap) plan?
A Medigap plan helps cover out-of-pocket costs like copayments, coinsurance, and deductibles that Original Medicare doesn’t cover. It’s a good option if you have Original Medicare and want to limit your expenses.
Will Medicare cover all of my healthcare needs?
Medicare covers a wide range of services, but not everything. Original Medicare doesn’t cover routine dental, vision, hearing aids, or long-term care. You may want to consider a Medicare Advantage plan or a supplemental policy for broader coverage.
What happens if I don’t enroll in Medicare when I’m first eligible?
If you don’t enroll during your Initial Enrollment Period and you don’t qualify for a Special Enrollment Period, you may have to pay late enrollment penalties. This could increase your premiums for Part B and Part D.
Can I change my Medicare plan if my healthcare needs change?
Yes, you can change your Medicare plan during the Annual Enrollment Period (AEP) from October 15 to December 7. You may also qualify for a Special Enrollment Period (SEP) if certain life events occur, such as moving or losing other health coverage. Medicare Advantage plan members can also switch plans during the Medicare Advantage Open Enrollment Period (January 1 to March 31).
Have Questions About Medicare? Get Expert Answers and Find the Right Plan Today!
Have questions about Medicare? Check out our FAQs, and let our licensed agents guide you to the best plan. Take the next step with confidence!